Instant Money Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can throw a wrench in your plans, whether itโs a sudden medical bill or urgent car repairs. Maybe you've been dreaming about sprucing up your home with renovations like new flooring or a kitchen upgrade. Whatever your financial needs may be, opting for a loan can be a beneficial choice. While traditional lenders often impose strict requirements and involve cumbersome paperwork, many Australians are looking for instant money for bad credit options. You no longer need to wade through countless search results; with Fundo, you can access fast, simple short-term loans from the comfort of home. At Fundo, weโre dedicated to making loans accessible, even for those with imperfect credit histories. We understand how frustrating red tape can be, so we've created a streamlined process that allows you to receive an outcome in just days, not weeks!
With Fundo, you can obtain a small loan with the flexibility of manageable repayment terms. If you secure a quick and easy loan, you could potentially pay it off in as little as 180 days. Our various loan options mean you can find exactly what you need:
Whatโs more, by paying your loan off early, you could avoid any additional fees and position yourself for better terms on future loans with Fundo.
Curious about your loan or need insights on terms like instant money for bad credit? Our self-service dashboard is here to help you take control of your financial journey. It provides:
We also encourage you to keep your Fundo Score in check! Paying your loans promptly, referring friends, and providing feedback can enhance your Fundo Score, increasing your chances of future approvals.
Stop your search for online loans or cash loans online and discover how simple it is to apply with Fundo. Our minimal eligibility criteria are designed to welcome anyone who:
To apply, fill out our straightforward application form with your personal and contact information, plus your desired loan amount. Once you submit during business hours, you might see funds in your account the same day, contingent on banking processing times.
Don't let unexpected expenses overwhelm you. Say goodbye to searching for cash advances or other funding options. Choose Fundo and apply for your instant money for bad credit loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.