Instant Pay Day Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We understand that when life throws unexpected expenses your way, accessing funds quickly can be a challenge—especially if your credit history isn't perfect. But worry not! If you're on the hunt for instant pay day loans Australia, you've come to the right place. At Fundo, we prioritise your financial needs and offer uncomplicated solutions that allow you to focus on what truly matters—finding the cash you need without the hassle of endless paperwork.
When it comes to financial options, choosing the right type of loan is essential. With Fundo, you can explore various loan products designed to meet diverse needs:
Did you know your Fundo Score plays a significant role in your access to our loans? This score reflects your borrowing behaviour and can be improved through timely repayments and feedback. The better your Fundo Score, the more benefits you unlock, including promotional offers for loyal customers.
Wondering if you can qualify for a loan? At Fundo, our eligibility criteria are designed to be straightforward: simply reside in Australia, be over 18 years of age, and earn a verified income of at least $1,000 per fortnight (including government benefits). If you have a plan to make your repayments and won't be worse off financially, we want to hear from you!
Ready to take the next step? Don’t waste time searching for ‘online loans’ or ‘quick cash loans’ any longer. Apply now through our easy-to-complete form, and you may just have your funds in hand today! Plus, as a repeat borrower, you could cut the application process down to just three clicks.
Don't let financial worries overwhelm you—get in touch with Fundo and explore how our instant pay day loans can swiftly and smoothly meet your needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
