Instant Payment Loans
Same day funds up to $5,000
Same day funds up to $5,000
We all encounter moments when quick funding is essential. Whether it’s fixing a leaking tap or handling an unexpected bill, instant access to funds can be a lifesaver. If you've been actively looking up 'Instant Payment Loans', look no further—Fundo is here to make that process hassle-free. As an Australian-owned and managed private lender, we provide short-term loans tailored for your needs. Our goal is to make loans accessible for everyone, including those who might find it difficult to secure funding elsewhere.
When you opt for an instant payment loan with Fundo, you can say goodbye to complicated terms and hidden fees. Here’s what sets us apart:
If you're in need of quick cash for pressing expenses, Fundo can guide you towards a suitable solution. We understand that financial challenges can arise unexpectedly, and that’s where our emergency loans come in handy. Plus, if you’re looking to enhance your living space, our home renovation loans can support your creative improvement projects. However, we ask you to note that while Fundo offers quick access to funds, we don’t provide loans for consolidating existing debts.
Applying for an instant payment loan with Fundo is quick and seamless. To qualify, ensure you meet the following criteria:
If you meet these requirements, you can easily fill out our online form. As an existing borrower, you can reapply in just three clicks! We aim to approve applications swiftly, potentially releasing your funds on the same day when submitted during business hours.
Want to increase your chances of securing an instant payment loan? Pay attention to your Fundo Score. A high score not only improves your chances of approval but also opens doors to discounts and exclusive offers. You can enhance your Fundo Score by:
Stop searching for 'instant payment loans' elsewhere—take the leap and apply for a Fundo loan today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.