Instant Personal Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of quick cash and have faced challenges with your credit history, look no further than Fundo's instant personal loans for bad credit. We understand that traditional lenders can have long processes filled with paperwork, making it hard to get the funds you need when you need them most. That's why alternative options, like Fundo, are here to provide you with a smoother experience.
At Fundo, we offer short-term loans tailored specifically for Australians seeking fast funding, even those with less-than-perfect credit. Our application process is designed to be straightforward, without the hidden fees and complicated language that often hinder the loan experience. Unlike other lenders, we pride ourselves on transparency and customer satisfaction. You can complete our online application swiftly from the comfort of your home—no more endless queues or confusing jargon.
When you search for instant personal loans for bad credit, you want a loan that can help with pressing needs. Our loans can be used for various purposes, including:
With Fundo’s emergency loans, you can cover costs that arise unexpectedly, ensuring peace of mind during those financial pinch moments.
We understand that flexibility is key. With Fundo, you have the option to repay your loan over up to 180 days for a MACC loan. Opt to pay off your loan early and you might save on any applicable fees. Plus, by maintaining healthy borrowing habits and making timely repayments, you can potentially enhance your chances of securing better rates in the future.
Here’s why you can stop searching for 'instant personal loans for bad credit' from competitors:
Why continue your search for fast cash lending or easiest payday loans online when Fundo is ready to meet your needs? Experience the simplicity of our service and get your instant personal loan for bad credit today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
