Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you find yourself searching for a last minute loan in Australia, you likely need quick access to funds to tackle unexpected expenses. Whether it's an urgent bill, a home repair, or an unplanned event, having a reliable lending option can ease your financial stress.
At Fundo, we understand that life can throw unexpected expenses your way. That’s why we offer a range of short-term loans designed to help you bridge the gap between paydays without the hassle of traditional lending. Unlike some lenders, we focus solely on practical solutions rather than complicated paperwork. Our goal is to provide quick cash assistance when you need it most.
With Fundo, you have the flexibility to use your loan for a variety of needs:
To get started, simply apply online! Remember, to qualify for a last minute loan with Fundo, you need to:
✅ Be over 18 years of age
✅ Reside in Australia
✅ Have a minimum income of $1,000 per fortnight (including government benefits)
✅ Demonstrate that you can afford the repayments without facing financial issues.
If you meet these criteria, go ahead and submit your application! If submitted during business hours, you could see funds in your account on the same day. Existing customers can even complete their applications in just three clicks!
Your Fundo Customer Score plays a crucial role in securing a better rate and faster approval for future loans. You can enhance your Fundo Customer Score by:
That's right! By being a responsible borrower, you not only improve your chances of approval but may also enjoy special offers and discounts!
Don’t let urgent expenses hold you back. If you’re in need of a last minute loan in Australia, apply for a Fundo loan today! Our friendly team is here to assist you every step of the way.
This revised section incorporates the keyword “last minute loan Australia,” enhances internal linking, and uses a friendly, conversational tone while providing engaging content for potential customers.



Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.