Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you find yourself needing quick and convenient funding to tackle unexpected expenses, you've come to the right place! Many people are on the lookout for lenders for personal loans with bad credit, especially when traditional lending routes can feel daunting due to their stringent requirements and lengthy processes. Fundo is here to change that!
As an alternative lender, Fundo offers a simpler, faster way to access the funds you need. With us, you can expect:
When searching for the right lenders for personal loans with bad credit, it’s essential to know what you’re getting into. At Fundo, we focus on providing a clear view of our offerings. If you require assistance for one-off expenses, our emergency loans could be the solution. Explore our other products to find the type of loan that best fits your needs:
At Fundo, we pride ourselves on making the application process as seamless as possible. You’ll find that our minimal eligibility requirements make it easier than ever to apply:
With just a few minutes to complete the online application form, you can secure the funds you need without the complexities. Check your Fundo Customer Score to get an idea of your loan eligibility, and take advantage of our rewards for good financial behaviour!
Don’t waste time searching for lenders offering personal loans with bad credit that may leave you feeling more confused than informed. At Fundo, we offer a user-friendly experience that puts you first. Give us a try and experience the difference today! Apply now and see how we can meet your financial needs.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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