Loan Bad Credit Instant Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at any moment—whether it’s an urgent medical bill, an unexpected car repair, or home improvements you've been dreaming about. When these situations arise, getting quick access to funds can be crucial. That’s where loans come into play.
Traditional lenders often have stringent requirements and involve lengthy paperwork, leading many Australians to seek simpler options for funding. If you find yourself searching for a "loan bad credit instant approval," your search ends here! With Fundo, you can obtain fast, straightforward short-term loans from the comfort of your own home. We’re dedicated to making loans accessible for all, including those with less-than-perfect credit histories.
We embrace a variety of loan options tailored to your needs, including emergency loans and home renovation loans. Whether it’s for urgent expenses or home improvements, Fundo can provide the financial assistance you need.
Have you heard of the Fundo Score? This score reflects your borrowing relationship with us and showcases your credit behaviour. By making timely repayments and leaving feedback, you can enhance your Fundo Score, improving your chances of securing loans with better terms in the future.
There’s no need to keep searching for “same day loans” or “payday advance apps.” Our online application is simple and accessible right from our website. To qualify, all you need is to:
If you apply during business hours, your loan could be processed and potentially disbursed on the same day. Returning customers can complete their applications in just three easy steps!
Stop wasting time looking for ideal lenders with “cash loan without bank statement” or “get fast loan with bad credit.” You’ve found a reliable partner in Fundo. Get started on your application today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
