Loan Consolidation Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re in need of fast cash but concerned about your credit history, you’re in the right place. Searching for “loan consolidation bad credit” can be daunting, especially when traditional lenders often require extensive documentation and can take ages to process applications. Luckily, here at Fundo, we have your back! As a friendly alternative lender, we focus on providing accessible short-term loans to help you meet your financial needs without the paperwork hassle.
Even with a less than perfect credit score or limited credit history, you might still qualify for a loan from Fundo. We aim to make your borrowing experience straightforward and user-friendly. Forget about the lengthy forms and complicated terminologies; we keep it simple.
At Fundo, we provide different loans tailored to your needs:
While we understand that loans for consolidating existing debts might be what you are looking for, we do not offer loans for that specific purpose. Instead, Fundo focuses on providing short-term loans for one-off expenses and urgent needs.
When you're ready for a loan, our easy online application makes it a breeze! Just complete a few details like how much you wish to borrow and some personal information. Here’s how it works:
To be eligible, you need to be over 18, currently residing in Australia, with a verified income of at least $1,000 per fortnight (including government benefits). It’s vital that you can demonstrate your ability to make repayments comfortably.
Your Fundo Score helps determine your loan eligibility. We appreciate good financial behaviour and reward your initiatives with points—perfect for improving your borrowing power in the future!
Stop stressing over “loan consolidation bad credit” today! With Fundo, you can secure quick and reliable funding, so why wait? Submit your loan application now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
