Loan Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a loan with an instant decision to tackle unexpected expenses like car repairs or home renovations shouldn't be a tedious task. Unfortunately, traditional lenders often impose strict documentation requirements, resulting in lengthy application processes that can drag on for weeks or even months. If you've been searching online for solutions with terms like 'loan instant decision' or Loan In Australia Online, your search ends here with Fundo! We prioritise efficiency, ensuring our borrowers can access the funding they need without the headaches of unnecessary paperwork.
Fundo offers various options that cater specifically to your needs. If you're considering home renovation loans to enhance your space for better resale in Australia’s active real estate market, or if you have urgent, one-off expenses requiring quick cash, Fundo is your ideal partner. We even provide emergency loans for those unexpected financial hiccups.
Applying for a loan with us is straightforward. Here’s how to make your loan journey seamless:
You no longer need to search endlessly for terms like 'Smart Quick Cash' or 'Loan App For Bad Credit'. At Fundo, we make borrowing accessible to all Australians, regardless of credit scores, as long as you demonstrate responsible finances and a plan to manage your repayments. Plus, returning customers can apply again with just three clicks!
With our user-friendly approach and no hidden fees, why look for anything else? Explore your options with Fundo today and discover how easy obtaining a loan with an instant decision can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
