Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses arise, many people look for a reliable loan until next payday. While local banks and traditional lenders might be your first thought, they often come with complex requirements and lengthy application processes. Searching for terms like 'loan until next payday' might be your way of seeking alternative solutions, but it’s essential to find a lender you can trust. Welcome to Fundo, where we make it easy and fast for you to access short-term loans from the comfort of your home! We prioritise simplicity and transparency, ensuring you have a seamless experience. If you have a less-than-perfect credit history, don’t worry—our hassle-free application process is designed to give everyone a fair chance at approval, thanks to our use of advanced technology for quick decisions.
Our fully online application is available 24/7, allowing you to apply whenever it suits you—no more waiting in queues! With Fundo, you can look forward to:
At Fundo, we offer small loans up to $2,000 with a repayment term of up to 20 weeks. Alternatively, if you're looking for a medium loan, you can borrow amounts up to $10,000 with terms of up to 26 weeks. Your funds, approved quickly, can be allocated towards immediate projects or expenses. Whether you're facing an urgent situation or need help with an unexpected bill, our emergency loans can offer that immediate relief.
Understanding that life can throw surprises your way, we provide the flexibility to use your loan for various purposes. Ensure you are making sound choices by accessing resources available on our website, including our budgeting tips and financial advice. Plus, by repaying your loan ahead of schedule, you can improve your chances for more favourable terms on future loans.
Have you heard about your Fundo Customer Score? This score reflects your borrowing behaviour with us and can increase with timely repayments and active participation, such as referrals and feedback. A higher Fundo Customer Score may provide you with even better opportunities in the future.
Are you eligible? To get started with Fundo, you need to be:
Forget about the stress of finding lenders through many online searches like 'loan till next payday'—Fundo is here to meet your needs! Apply now and see how easy it is to secure the funds you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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