Loan Until Next Payday
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, many people look for a reliable loan until next payday. While local banks and traditional lenders might be your first thought, they often come with complex requirements and lengthy application processes. Searching for terms like 'loan until next payday' might be your way of seeking alternative solutions, but it’s essential to find a lender you can trust. Welcome to Fundo, where we make it easy and fast for you to access short-term loans from the comfort of your home! We prioritise simplicity and transparency, ensuring you have a seamless experience. If you have a less-than-perfect credit history, don’t worry—our hassle-free application process is designed to give everyone a fair chance at approval, thanks to our use of advanced technology for quick decisions.
Our fully online application is available 24/7, allowing you to apply whenever it suits you—no more waiting in queues! With Fundo, you can look forward to:
At Fundo, we offer small loans up to $2,000 with a repayment term of up to 20 weeks. Alternatively, if you're looking for a medium loan, you can borrow amounts up to $5,000 with terms of up to 26 weeks. Your funds, approved quickly, can be allocated towards immediate projects or expenses. Whether you're facing an urgent situation or need help with an unexpected bill, our emergency loans can offer that immediate relief.
Understanding that life can throw surprises your way, we provide the flexibility to use your loan for various purposes. Ensure you are making sound choices by accessing resources available on our website, including our budgeting tips and financial advice. Plus, by repaying your loan ahead of schedule, you can improve your chances for more favourable terms on future loans.
Have you heard about your Fundo Score? This score reflects your borrowing behaviour with us and can increase with timely repayments and active participation, such as referrals and feedback. A higher Fundo Score may provide you with even better opportunities in the future.
Are you eligible? To get started with Fundo, you need to be:
Forget about the stress of finding lenders through many online searches like 'loan till next payday'—Fundo is here to meet your needs! Apply now and see how easy it is to secure the funds you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.