Loans Approved Now
Same day funds up to $5,000
Same day funds up to $5,000
When you’re facing urgent financial needs, you don’t have time to wait for traditional loan approval processes. Whether it’s an emergency medical bill, car repairs, or unexpected expenses, Fundo offers loans that can be approved quickly so you can get the funds you need when you need them. Our goal is to make the loan application and approval process as simple and fast as possible, so you can focus on handling your immediate financial concerns.
How do �Loans Approved Now� work at Fundo?
At Fundo, we streamline the loan approval process so you can get fast access to funds. Here’s how the process works:
These loans are perfect for situations where you need fast approval without the hassle of extensive paperwork. If you’re in need of immediate cash, Fundo also offers 1-hour emergency loans, providing even quicker access to funds for urgent situations.
What can I use a loan approved now for?
Fundo’s �Loans Approved Now� are designed to cover a wide variety of short-term expenses. Some common uses include:
These loans are not intended for long-term debt repayment or ongoing expenses like rent or mortgage payments. They are best suited for immediate financial needs where you need cash quickly. For smaller, more manageable amounts, Fundo also offers instant small amount loans, ideal for covering unexpected expenses.
FAQs
Do I need a payslip to apply for a loan?
No, Fundo offers cash loans without a payslip. We assess your ability to repay the loan based on your bank statements and other forms of verified income, such as Centrelink payments.
Can I apply for a loan if I have bad credit?
Yes, Fundo considers applicants with bad credit. Your ability to repay the loan is more important than your credit score.
How do I repay the loan?
We offer flexible repayment options, including weekly, fortnightly, or monthly payments, depending on your financial situation.
Are there hidden fees?
No, Fundo is transparent about fees. You’ll know upfront what you’re expected to pay, with no hidden charges or surprises.
Can I repay my loan early?
Yes, you can repay your loan early without penalties. Early repayment helps you save on interest and improve your Fundo Score.
How fast can I get the funds?
Once approved, you could receive the funds the same day or the next business day. For urgent cash needs, explore our 1-hour emergency loans.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
