Loans Approved Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you’re facing urgent financial needs, you don’t have time to wait for traditional loan approval processes. Whether it’s an emergency medical bill, car repairs, or unexpected expenses, Fundo offers loans that can be approved quickly so you can get the funds you need when you need them. Our goal is to make the loan application and approval process as simple and fast as possible, so you can focus on handling your immediate financial concerns.
How do 'Loans Approved Now' work at Fundo?
At Fundo, we streamline the loan approval process so you can get fast access to funds. Here’s how the process works:
These loans are perfect for situations where you need fast approval without the hassle of extensive paperwork. If you’re in need of immediate cash, Fundo also offers 1-hour emergency loans, providing even quicker access to funds for urgent situations.
What can I use a loan approved now for?
Fundo’s 'Loans Approved Now' are designed to cover a wide variety of short-term expenses. Some common uses include:
These loans are not intended for long-term debt repayment or ongoing expenses like rent or mortgage payments. They are best suited for immediate financial needs where you need cash quickly. For smaller, more manageable amounts, Fundo also offers instant small amount loans, ideal for covering unexpected expenses.
FAQs
Do I need a payslip to apply for a loan?
No, Fundo offers cash loans without a payslip. We assess your ability to repay the loan based on your bank statements and other forms of verified income, such as Centrelink payments.
Can I apply for a loan if I have bad credit?
Yes, Fundo considers applicants with bad credit. Your ability to repay the loan is more important than your credit score.
How do I repay the loan?
We offer flexible repayment options, including weekly, fortnightly, or monthly payments, depending on your financial situation.
Are there hidden fees?
No, Fundo is transparent about fees. You’ll know upfront what you’re expected to pay, with no hidden charges or surprises.
Can I repay my loan early?
Yes, you can repay your loan early without penalties. Early repayment helps you save on interest and improve your Fundo Score.
How fast can I get the funds?
Once approved, you could receive the funds the same day or the next business day. For urgent cash needs, explore our 1-hour emergency loans.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
