Loans Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, a loan can often be the quickest route to financial relief. Whether it's urgent car repairs or a one-off bill, personal loans offer a practical solution. If you're exploring options and searching for "loans credit score," we understand how crucial it is to find a lender who aligns with your expectations. That's where Fundo steps in!
Fundo is an Australian-owned lending company committed to making your borrowing experience straightforward and hassle-free. We understand that not everyone has access to traditional credit options, which is why we offer:
With our transparent pricing and manageable repayment terms, Fundo caters to a wide demographic, ensuring that everyone has access to financial support. Ready to take the next step? Apply for a short-term loan today and experience the Fundo difference.
We offer various loans tailored to meet your needs. Here are a few options:
Additionally, we believe in rewarding good financial habits. If you pay off your loan early, you can save on fees and even avoid penalties. Using our dashboard, you'll have access to your repayment history and can receive complimentary financial wellness advice. It’s so important to understand what a lender offers, especially when searching for "loans based on credit score." Here at Fundo, we aim to simplify your lending experience.
Kickstart your borrowing journey by understanding your Fundo Score— our unique system that assesses your borrowing behaviour. By demonstrating responsible actions such as timely repayments, you can boost your score and enhance your chances of loan approval. With every early payment or referral of a friend, you're on your way to securing that approval faster!
To apply for a loan with Fundo, you need to:
With these simple criteria, you can easily get started! Click ‘Apply Now’ on our homepage and fill out the online application with your personal details, desired loan amount, and contact info. If you’re a returning customer, take advantage of our three-click application process!
Once your application is submitted during business hours and deemed eligible, you could hear back about your approval as soon as the same day. Don’t waste time scrolling through other options! Make the smart choice and apply for your Fundo loan today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.