Loans For Bad Credit And Low Income
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a loan with a less-than-perfect credit score can feel like an uphill battle. If you've faced difficulties navigating the processes associated with loans for bad credit and low income, or if you've encountered outright rejections, Fundo is here to change that narrative. Our mission is to make short-term loans accessible to all Australians, irrespective of their credit history.
We believe each individual has a unique financial situation, which is why we consider the specifics of each qualified application. As an Australian-owned lender, we take pride in offering flexible repayment options tailored to your needs. Our aim is to provide a straightforward path for obtaining that much-needed funding, especially for individuals often overlooked by other lenders.
Fundo not only prioritises speed and simplicity, but we also know that your time is valuable. Why waste it waiting weeks for a loan decision? With Fundo, you can access your funds typically within 60 seconds of contract acceptance, enabling you to tackle emergencies or one-off expenses without delay.
We understand what you need in a loan, so we ensure you can easily check your payment structure and find helpful tips to make informed financial decisions using your Fundo dashboard. No matter your purpose for seeking a personal loan, we’re dedicated to providing you with a viable option that meets your needs.
Applying is straightforward—just complete our online application form with your personal details and loan preferences. If all goes well and you apply during business hours, the funds could be in your account the same day!
Improve your future loan chances with our Fundo Score system. By maintaining good credit behaviour, you can enhance your chances for future borrowing without constantly searching for savvy loans or loans for bad credit.
Ready to get started? Don’t wait any longer! Apply for a loan with Fundo today and take the first step towards securing the funding you need.
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application²
Kim S.
Ellie P.
Robert D.
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application²
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application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
