Loans For People With Loans
Same day funds up to $5,000
Same day funds up to $5,000
When you're in a tight spot and searching for loans for people with loans, a short-term loan can be your financial lifeline. We understand that traditional lenders often complicate the process—facing rejection due to past credit issues can make this experience even more stressful. But at Fundo, we believe everyone deserves access to funds, regardless of their credit history. That’s why we offer a more inclusive approach to lending, ensuring that your past doesn’t define your present or future borrowing capacity.
At Fundo, we’re here to simplify loan applications. You won’t have to sift through confusing legal jargon or heaps of paperwork. Our streamlined online application process is designed with you in mind, making it easier than ever to secure a small loan. Whether you're searching for emergency loans to cover that unexpected expense or quick cash for when life throws you a curveball, Fundo is your go-to for fast and straightforward funding.
Eligibility is simple! If you’re over 18 years old, currently residing in Australia, and have a verified income of at least $1,000 per fortnight—including any government benefits—you may qualify for our loans. While we offer the flexibility to accommodate various financial situations, it's essential to ensure that your new loan won't cause you financial strain. In most cases, if everything checks out, you could have funds deposited into your account within 60 seconds of contract acceptance!
Are you tired of endlessly searching for terms like 'quick approval loans' or 'need quick cash'? Look no further! Fundo simplifies the loan application process so that you can reclaim your time and peace of mind. After applying, if you’re a returning customer, reapplying is as easy as three clicks.
Curious about your chances of qualifying? Check out your Fundo Score, which helps assess your ability to borrow and can even improve with responsible borrowing behavior. Be sure to manage your loans responsibly, and don't hesitate to reach out for any assistance. Start your application today and discover how Fundo can make accessing funds a breeze!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.