Loans For Unemployed And Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you facing an unexpected expense, like a sudden medical bill or a necessary car repair? Maybe you want to enhance your living space by upgrading your kitchen or putting in new flooring. Whatever your financial needs may be, there are many valid reasons to consider loans for unemployed and bad credit. However, traditional lenders often impose strict requirements and complex paperwork, causing Australians to seek alternative funding solutions. If you’ve been searching for fast and simple financial assistance, look no further than Fundo!
At Fundo, we make getting a loan straightforward and convenient. Our technology-driven process allows you to apply for a loan from the comfort of your home without endless waiting. We embrace all walks of life, including those with less-than-perfect credit histories—because we believe everyone deserves a chance at financial support.
When you search for loans for unemployed and bad credit, it’s important to explore your options carefully. At Fundo, we provide a range of small loans designed to accommodate various financial situations. Whether you're looking for emergency loans, or loans for home improvement, we've got you covered! With loans available from $500 to $5,000, you can select a borrowing option that perfectly fits your needs.
Once you've decided on the type of loan that works for you, you can look forward to a manageable repayment timeline—our loans are available for terms up to 180 days. Plus, if you wish, you can repay your loan early to avoid any potential charges.
If you’re ready to apply, it’s essential that you meet our eligibility criteria: you must be over 18 years old, currently living in Australia, and earning at least $1,000 every fortnight (this includes government benefits!) You also need to demonstrate that taking on this loan won't adversely affect your financial situation.
Ready to take the next step? It's simple! You can submit your application online, and if you’ve previously borrowed from us, reapplication is even quicker with just three clicks. If you apply during business hours, we aim to process your application and disburse funds as quickly as same day upon contract acceptance!
Enhance your chances of a successful application by keeping an eye on your Fundo Score. Positive financial behaviour, such as timely repayments, can lead to better loan terms in the future, making your experience with Fundo even more rewarding.
Don't waste any more time searching for instant loans or savvy loan options. Instead, let Fundo help you find the perfect loan tailored to your needs. Apply now for your Fundo loan and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
