Loans Like Cash Converters
Same day funds up to $5,000
Same day funds up to $5,000
Looking for loans like Cash Converters? Many people turn to Cash Converters for quick access to cash in exchange for goods or through personal loans. However, if you’re looking for a simpler alternative, Fundo offers small loans starting from $500, with a fast online application process and no need to pawn or sell personal items. We provide a flexible lending solution that gives you quick access to the funds you need.
What are the alternatives to Cash Converters for small loans?
While Cash Converters is a well-known option for small loans, there are several alternatives that offer similar services with added benefits. Fundo provides small loans starting from $500, offering a fast and simple online application process without the need to visit a physical store. Unlike Cash Converters, Fundo’s loans are entirely digital, allowing you to apply from anywhere and receive funds quickly, often on the same day.
At Fundo, we focus on responsible lending, ensuring that our loan terms are transparent and flexible, helping you manage unexpected expenses with confidence. Whether you need a loan for medical bills, car repairs, or other urgent needs, Fundo provides a reliable and convenient alternative to Cash Converters.
How does Fundo compare to Cash Converters for small loans?
Fundo offers a streamlined loan process that makes borrowing easy and fast, providing a solid alternative to Cash Converters. Here’s how our process works:
With Fundo, you’ll enjoy the convenience of applying online and receiving your loan quickly, without hidden fees or complicated terms.
FAQs
How quickly can I get a loan from Fundo compared to Cash Converters?
Fundo offers a quick online application and fast approval process, with funds available on the same day or by the next business day, depending on your bank’s processing times.
What can I use my loan for?
You can use your loan for various needs, including medical bills, car repairs, or other unexpected expenses.
Do I need a high credit score to apply for a loan with Fundo?
No, Fundo assesses your overall financial situation, not just your credit score. A credit check may be required, but a high credit score is not necessary to qualify.
Can I apply if I don’t have a payslip?
Yes, as long as you meet the income requirement, which can include government benefits, you can apply without needing a traditional payslip.
Are there any hidden fees with Fundo loans?
No, Fundo operates with full transparency. All fees and terms are clearly outlined upfront with no hidden costs.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.