Loans Perth No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Looking for loans in Perth with no credit check? If you’re in need of fast financial support but worried about your credit score, finding a lender that doesn’t require a credit check may seem ideal. While Fundo does conduct credit checks, we offer small loans starting from $500 and focus on your current financial situation to assess your loan eligibility. With our easy online application process, Perth residents can get the funds they need quickly.
Can I get a loan in Perth with no credit check at Fundo?
If you’re searching for loans in Perth with no credit check, Fundo offers a flexible solution with small loans starting from $500. While no credit check loans may seem appealing, it’s important to note that Fundo takes a responsible approach to lending. Though we offer fast cash loans, we may still require a credit check as part of our loan assessment process to ensure you can manage the repayments and aren’t left worse off financially.
Fundo’s goal is to provide fast and reliable financial assistance to those in need while also ensuring that loans are issued responsibly. Our online application process is simple and can be completed from the comfort of your home, with fast approval times to get you the funds you need, often on the same day.
How does Fundo’s loan process work for Perth residents?
Applying for a loan with Fundo is a quick and straightforward process that prioritizes both speed and responsible lending. Here’s how it works:
Fundo focuses on providing quick and reliable financial support while ensuring that all loans are manageable and transparent.
FAQs
Can I get a loan without a credit check at Fundo?
While Fundo offers flexible lending options, a credit check may still be part of the loan assessment process to ensure responsible lending and help determine the outcome of your loan.
How quickly can I get the loan in Perth?
If your loan application is approved during business hours, you may receive your funds the same day. If there are any banking delays or if your application is processed later, you might receive your funds by the next business day.
What can I use a cash loan for?
You can use your Fundo cash loan for a variety of personal expenses such as car repairs, medical emergencies, or household repairs. However, Fundo does not provide loans for paying off existing debts or utility bills.
Do I need to provide a payslip?
Not necessarily. While a payslip is helpful, Fundo can assess your financial situation based on verified income, including government benefits, ensuring that you meet the minimum income requirement of $1,000 per fortnight.
How do I improve my Fundo Score?
Make on-time repayments, refer friends to Fundo, and provide feedback to improve your Fundo Score. A higher Fundo Score increases your chances of getting loan approval and unlocks exclusive offers through our easy cash loans.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.