Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you on the lookout for loans that don’t require a bank account? Whether it’s unexpected expenses or you want to make some improvements around your home, getting that cash shouldn't involve tedious paperwork and strict eligibility criteria! At Fundo, we understand the urgency, and we’re here to simplify your borrowing experience. You can skip the hassle of searching the internet endlessly for alternatives and head straight to us for quick and hassle-free loans. Our goal is to provide you with effective short-term loans that cater to your needs, without unnecessary complications.
In your search for loans that don’t require a bank account, you may stumble upon numerous options. However, Fundo stands out with its quick funding solutions that come with flexible repayment terms tailored to your needs. You can pay off your loan in as little as 180 days or even settle it early if you’re able! This means you can choose what works for you, whether it’s for emergency expenses, [home renovations](https://fundo.com.au/home-renovation-loans), or other personal needs.
At Fundo, our application process is accommodating. You simply need to:
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Want to discover how you can boost your chances of getting a loan? Introducing the Fundo Customer Score, our unique system that rewards you for good financial behaviour! You can earn points by making repayments on time, referring friends, or simply making Fundo your lender of choice. A high score increases your chances of approval and could even unlock better loan options in the future.
Don’t waste more time searching for quick cash. Simply click on 'Apply Now' on our homepage to kickstart your application. Fill out the online form with your personal information and desired loan amount. If you’re a returning customer, you might even complete this in just three clicks! If you apply during business hours and meet our criteria, you could potentially receive your approval notification the same day.
Your journey with Fundo begins today! Take control of your finances and tackle those unexpected expenses easily.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.