Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we have a strong commitment to improving the borrowing experience, and we also value the principle of responsible lending. With an existing personal loan, it’s crucial to keep a tab on your financial health and not overextend yourself. For that reason, we’ve made it so you can only apply for one Fundo loan at a time. 

Plus, if you have any debts or obligations you’ve accumulated in the past, we’ve got you covered. Recognising that everyone has unique circumstances, we have convenient loans you can get online, and you can easily use them for debt consolidation. 

This way, you can manage your finances effectively while feeling supported and valued. After you’ve successfully made all the repayments, you can even enjoy more of your dream purchases in the future.

Imagine this: rather than juggling multiple repayments and due dates, you have one manageable Fundo cash loan. It all boils down to swapping chaos for simplicity and gaining control. This isn’t about creating another responsibility but about finding a solution that works for you.

There are two main types of loans you can get online: secured loans and unsecured loans. Secured loans require you to present security (assets such as cars or property) that acts as a safety net if you can’t make repayments. On the other hand, unsecured loans do not have such requirements.

However, the online loan landscape doesn’t stop there. Loans for specific types of purchases can also be found online. 

Need some more cash to fund the most memorable day of your life? Want to explore a new educational endeavour? There are wedding loans and education loans available. You can even get a home renovation loan if you want to update your house or replace outdated furniture.

Here at Fundo, we’re passionate about providing you with the leeway and breathing room you deserve. That’s why we offer unsecured loans that are versatile and flexible in nature. Much more than just debt consolidation, you can use our loans for what you really desire. 

Whether you’re keen on paying off a pricey car repair or paying for a night out with your significant other, we at Fundo can turn your dreams into reality with loans you can get online. 

There are no universal criteria; each lender has its own unique requirements and policies for loan eligibility. The same goes for us at Fundo, but to keep everything simple and transparent, we can receive quick finance loan requests from borrowers who are:

As for approval, it’s not just about the numbers for us. While other online lenders may focus primarily on credit scores, we delve deeper. Fundo understands that credit scores may not tell the full story of your financial circumstances. We believe in the potential that lies beyond the raw values, and as such, we also focus on other crucial points, such as your overall ability to make repayments. 

Here, we see all borrowers as individuals with their own unique experiences, not just another statistic.

Similar to the online loan application, the process happens virtually as well. However, at Fundo, we strive to make this online procedure even more convenient. With our Self Service Dashboard, you can manage your repayments effortlessly and even reschedule them if need be.

What’s more, we’ve come up with our very own Fundo Credit Score system to reward your positive behaviour. For instance, you can make consistent, on-time repayments to improve your standing. This will then improve your chances of getting approved for future Fundo loans.

At Fundo, we’re proud to say that we’re not your typical strict financing institution but rather your trusted private lending partner. We’re here to offer a fast and reliable solution to your quick easy cash loan needs. The best part? There are no hidden fees or charges – just a straightforward process for those who want to enjoy the purchases they really want to make.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.