Low Cost Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected surprises your way, low cost payday loans can be a practical solution to meet your urgent needs. Whether it's covering the costs of a home repair or funding a spontaneous getaway, loans can provide that much-needed financial support. However, searching for lenders offering affordable options can sometimes lead to disappointment. That's why Fundo stands out as a reliable choice for borrowers seeking low cost payday loans. As an Australian-owned lender, we are dedicated to providing accessible short-term cash loans tailored to a wide range of financial situations.
No more fruitless searches for 'low cost payday loans' or terms like low fee loans. We pride ourselves on making funding accessible to all Australians while keeping the process easy. With repayments structured up to 180 days, you have the flexibility to pay off your loan in a way that works best for you.
Whether you’re in need of emergency cash, financing for renovations or other personal needs, Fundo offers a variety of loan options to fit your circumstances. Our loans include:
Managing your loan is a breeze with Fundo. You can easily track your repayment schedule and find helpful financial tips through your personal self-service dashboard.
Worried about qualifying? Fundo's eligibility criteria are designed to be straightforward.
Applying for your low cost payday loan is easy. Just fill out the online application with your personal and financial details. You may receive your funds in your account within 60 seconds from contract acceptance if you apply during our business hours!
Furthermore, maintaining a healthy Fundo Score is essential. By keeping up with payments and managing your loans responsibly, you enhance your capacity for future borrowing. So, if you're tired of searching for instant loans or similar options, stop right here and take the leap today! Apply for a low cost payday loan with Fundo now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
