Low Credit Score Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling to secure a low credit score loan for those unexpected expenses like car repairs or home renovations? You're not alone! Traditional lenders often impose tough requirements that can lead to frustrating delays in loan approval. You’ve probably typed phrases into your search bar like “Low Credit Score Loans” and found limited options. But now that you’re here, Fundo has got your back! We recognise that speed and convenience are key when you need a small loan, and we are here to simplify the process for you. Our streamlined approach means you can expect decisions in just a few days rather than weeks, giving you the fast financial relief you need. Our team at Fundo is dedicated to facilitating short-term financial solutions for Australians of all credit backgrounds, especially those with a less-than-perfect credit history.
When searching for the best lending options for low credit scores, it’s essential to make informed decisions. At Fundo, we provide tailored financial products designed to meet your immediate needs. Our emergency loans are a perfect fit for those urgent cash needs, whether for a car repair or unexpected home maintenance. Although you may have seen competing options, we want you to know that at Fundo, we prioritize your financial well-being and strive to provide a hassle-free experience.
If you've been looking into terms like “No Credit Check Loans" or "Small Long Term Loans”, you might be curious about your eligibility with Fundo. Thankfully, we maintain a simpler approval process. Our requirements are less stringent than those of many traditional institutions, helping you secure the funding you need. All you have to do is meet our basic criteria, including being over 18 years of age, currently residing in Australia, and demonstrating an ability to repay the loan comfortably with a verified income.
It’s straightforward! Just complete our online application form with your personal and financial details, including your preferred loan amount and repayment conditions. If you submit your application during business hours and everything checks out, the funds could be in your account within 60 seconds from contract acceptance!
We're committed to helping you build a healthier financial future. By using our Fundo Score system, you can improve your chances of receiving loans in the future. With responsible borrowing habits—like paying on time and reducing your obligations with other lenders—you could enhance your Fundo Score score and make borrowing even easier down the line.
So, why continue your search for options when Fundo is ready to provide the financial support you need today? Take the next step towards securing your low credit score loan and apply with Fundo now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
