Low Credit Score Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Struggling with bad credit can make finding a loan feel like an uphill battle, especially when you need a low credit score personal loan. Traditional lenders often reject applications based on credit scores alone, leaving you in a bind. At Fundo, we believe everyone deserves a chance! Our mission is to make short-term loans accessible to all Australians, regardless of their credit history. We review each application based on your unique circumstances, ensuring that you’re not just another number.
With Fundo, applying for a loan is straightforward and tailored to your needs. We understand that life can present unexpected expenses, and we're here to help you navigate them. Here are just a few benefits of choosing us:
By choosing Fundo, you can finally say goodbye to the stress of searching for a 'low credit score personal loan' or similar phrases like 'Loans That Accept Anyone' and 'Loan Fast Approval Online'. We pride ourselves on offering straightforward funding solutions that meet your needs.
Whether you're looking for a small amount or need something a bit larger, we have a range of loans available. Here’s a quick glance at your options:
Unlike some lenders, at Fundo, our eligibility criteria are straightforward. To qualify for a low credit score personal loan, all you need is:
With Fundo, not only can you secure the funds you need now, but there are ways to improve your chances for future approvals. By paying on time, leaving feedback, and referring friends, you can enhance your Fundo Score. This positive credit behaviour can lead to better loan offers down the line!
Why wait? It's time to take charge of your financial future. Apply for a low credit score personal loan at Fundo today and discover how quickly we can help you meet your needs!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.