Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Are you on the lookout for money fast with bad credit? We understand that financial hurdles can be overwhelming, but at Fundo, we’re all about finding solutions tailored to your needs. Unlike many lenders, we don’t solely focus on your credit history; instead, we evaluate factors that truly matter to you. Our friendly team is dedicated to simplifying the borrowing experience, providing clear communication and swift approval. As an Australian lender, we're committed to delivering small online loans quickly and transparently, without any hidden fees. If you need financial support, applying for short-term loans with Fundo is your straightforward path to taking control of your finances.
At Fundo, we believe in making the loan process as easy and stress-free as possible for borrowers. If you're searching for money fast with bad credit, you’ll be pleased to know our small loans come with flexible terms that cater to your lifestyle. Here are some reasons to consider us:
Fundo is not only about securing a loan; we aim to empower our customers to manage their finances effectively. Whether you’re in need of funds for unexpected expenses or planning for something special, we're here to help!
With Fundo, there’s no need to keep hunting for solutions to your financial needs. Our eligibility criteria are straightforward. You simply need to:
The application is a breeze! Just complete a quick online form with your personal and loan information. If you're a returning customer, you can apply in just three clicks. Once your application is in, you could receive your funding the same day if you apply during business hours.
Now is the perfect time to consider a loan with Fundo. Don’t let the fear of bad credit hold you back—apply today and discover the assistance you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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