Money Now Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you need cash quickly but have bad credit, finding a reliable loan provider can be a challenge. Fortunately, Fundo offers money-now loans specifically tailored for individuals with bad credit. Whether it’s an emergency car repair, unexpected medical bills, or urgent home repairs, Fundo provides fast access to funds with a simple and easy application process. Our flexible loan options ensure you get the financial assistance you need without the long wait times associated with traditional lenders.
Can I get a loan with bad credit and still receive money now?
Yes, at Fundo, we understand that bad credit doesn’t define your ability to manage a loan responsibly. That’s why we offer loans that prioritize your overall financial situation rather than focusing solely on your credit score. Here’s how you can apply for a money-now loan, even with bad credit:
Fundo offers flexible loan options for those with bad credit, ensuring that financial emergencies can be managed promptly. For urgent situations, you can also take advantage of Fundo’s 1-hour emergency loans, providing even faster access to cash.
What can I use a money-now loan for with bad credit?
Fundo’s money-now loans are designed to cover a variety of urgent financial needs, providing you with quick cash when you need it most. Here are some common uses for these loans:
If you need smaller amounts of cash for immediate expenses, Fundo also offers instant small amount loans, perfect for managing sudden costs without a lengthy approval process.
FAQs
Can I apply for a money-now loan with bad credit?
Yes, Fundo offers money-now loans to individuals with bad credit. We assess your financial situation based on your verified income and ability to repay the loan, so your credit score isn’t the only factor we consider.
How quickly can I get approved?
If you apply during business hours and meet the eligibility criteria, you could receive approval the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Do I need a payslip to apply for a loan?
No, Fundo offers loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits, to assess your loan application.
Can I repay my loan early?
Yes, you can repay your loan early without penalties. Early repayment can help you save on interest and improve your Fundo Score.
What are the eligibility requirements for a money-now loan?
To qualify for a loan with Fundo, you must be at least 18 years old, reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Are there any hidden fees?
No, Fundo is transparent about all fees. We clearly outline the costs upfront, so you won’t encounter any hidden charges or surprises.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
