My Pay Now Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re interested in My Pay Now loans, you’re likely looking for a service that offers early access to your pay before payday. These types of loans can help you manage expenses without waiting for your next paycheck. Fundo provides a similar service, offering small loans starting from $500, with fast approval and flexible repayment options, giving you access to funds when you need them most.
How do My Pay Now loans work?
If you’re in need of fast access to funds, My Pay Now loans might seem like a great solution, offering quick cash advances before your next payday. However, it’s essential to compare such options with alternatives like Fundo’s small loans, which provide transparent terms and flexible repayment options. Fundo offers loans starting from $500, designed to help you handle unexpected financial needs without the stress of hidden fees or unclear terms.
While My Pay Now loans may serve a similar purpose, Fundo prioritises responsible lending, ensuring that the loan amount and terms fit your financial situation. The online application process is quick and simple, and if approved, you can receive your funds on the same day or by the next business day.
How does Fundo’s loan process compare to My Pay Now loans?
Fundo offers a straightforward loan process that provides an alternative to My Pay Now loans, with the following steps:
Our process prioritises speed and transparency, ensuring you get the funds you need without hidden complications.
FAQs
Can I apply for a loan if I use My Pay Now services?
Yes, even if you’ve used My Pay Now services in the past, you can still apply for a loan through Fundo, as long as you meet our eligibility criteria.
How quickly will I receive the funds?
If your loan is approved during business hours, you could receive your funds the same day or by the next business day.
Do I need to be employed to apply for a loan?
No, as long as you meet the income requirement of $1,000 per fortnight, including government benefits, you are eligible to apply.
What can I use my loan for?
You can use your loan for various urgent financial needs, such as medical expenses, car repairs, or unexpected bills.
Are there any hidden fees?
No, Fundo is committed to transparency. All fees and terms are clearly outlined upfront, with no hidden costs.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
