Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When you need a loan today, applying for a loan with Fundo is as breezy as a sunny Australian afternoon. Our application process is as user-friendly and straightforward as possible for individuals who need loans quickly.

To qualify for a Fundo loan, you must be an Australian citizen or permanent resident who is at least eighteen years old. Your fortnightly income should also be at least $1,000, including government benefits and pensions, whether from a full-time or part-time job.

We also look into your ability to comfortably make repayments. We don’t want you to experience financial hardship by borrowing from us!

Remember, at Fundo, we are your go-to experts for medium and small loans. Our no-fuss application and approval process, along with our same-day loan approach, are designed to serve you at speeds you’ll appreciate – especially when you need a loan today!

We at Fundo firmly believe in giving everyone a fair chance, including first-time borrowers. That’s why we offer loans like short-term loans, Australian cash loans, and small personal loans that are suited for first-time borrowers.

Our dedication to transparency and empathy means we’re focused on more than just your credit history. Rather than focusing solely on credit scores, we consider your ability to meet repayments on time. That’s also where the Fundo Credit Score feature comes into play.

The Fundo Credit Score is a unique credit scoring system designed not just to assess but also to reward you. You increase your Fundo Credit Score every time you complete your payments on time or early.

The higher your Fundo Credit score, the higher your chances of approval for your next loan with us. You also gain access to cool perks along the way!

So when life happens, and you need a loan today, Fundo’s got you covered!

Your loan’s total cost typically depends on your desired amount and the associated fees for the loan type you’re applying for. To that end, Fundo’s quick loans have no hidden charges – our fees are fully transparent and in line with industry standards and applicable laws.

All fees for your loan are disclosed during the loan offer stage. If you have any questions about how your loan costs are calculated, feel free to reach out to our friendly customer support team. We would be happy to assist you!

Even better, we don’t charge additional fees for early repayments. In fact, it’s a good habit that we encourage! It’s not just about saving money; early repayment leaves a positive impression on your future applications as well as your credit score. It’s a win-win situation – you save money and improve your creditworthiness!

At Fundo, we believe in empowering our customers by making the borrowing process simple and easy. After all, a quick online loan in Australia should be just that—quick, simple, and tailored to your needs.

When you need a loan today, you want a smooth application process. That’s why we’ve made it quick, simple, and efficient to apply for a loan with us.

First, fill out your details on our online form. Once we’ve received your application, one of our dedicated Fundo team members will assess it. Applications received during business hours will likely be processed on the same day. You can potentially get your decision within hours! Isn’t that exhilarating?

If your application is approved during business hours, you’ll likely receive your funds the same day. Please note that different banks have varying processing times, so there may be some delay between your loan approval and release before the funds become available. But don’t worry; we’re committed to getting your funds to you as swiftly as possible on our end!

Here at Fundo, we believe in taking the fuss and complication out of personal loans online.

So if you need a loan today, then Fundo is just a click away!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.