Need A Payday Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Feeling trapped by bad credit when you need a payday loan? You're not alone. Many Australians find it tough to secure loans through traditional channels, especially when facing difficult financial situations. At Fundo, we believe that bad credit shouldn't hold you back from accessing the funds you need promptly. Our mission is to make short-term loans accessible to everyone, regardless of credit history.
If you're grappling with needs for a payday loan with bad credit, the first step is to check your eligibility. Here’s what you need to know:
To kickstart your application, simply fill out our online form with details about the loan amount you need and your personal information. It's quick, easy, and you could have cash in your account in no time!
You may have heard about alternatives like needing a loan ASAP with bad credit or emergency funding. At Fundo, we focus on providing loans suited for your needs without the unnecessary complications that often come with those options. For instance, our emergency loans are designed to help you cover urgent, one-off expenses efficiently.
Improving your Fundo Score can significantly enhance your prospects for loan approval. Here’s how to elevate your chances:
Don’t let bad credit stop you from getting a payday loan when you need one! Ready to take control of your finances and secure the funds you need? Apply today and discover how Fundo can help you get back on track.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
