New Bank Account Loans
Same day funds up to $5,000
Same day funds up to $5,000
We all have unexpected expenses that can pop up—whether it’s a family holiday, urgent home repairs, or just a much-needed safety net. That’s where new bank account loans come into play! Searching for these loans can often feel overwhelming, especially if you don't find what you’re looking for. Fortunately, Fundo is here to simplify things!
As a proudly Australian-owned lender, Fundo offers fast and accessible short-term loans tailored to fit your needs. We understand how important a quick turnaround is, and pride ourselves on providing:
When it comes to new bank account loans, understanding what a lender can offer is crucial. At Fundo, we believe in transparency. Whether you’re considering a small loan for a quick fix or a larger amount to cover an unexpected event, we have solutions for you, including:
Plus, we’re all about rewarding healthy loan habits! Paying off your loan ahead of time can help you save on monthly costs. There are no penalties for early repayments, and you can complete your loan term in up to 180 days for our MACC loans.
Let’s talk eligibility for our new bank account loans! As a Fundo customer, you should:
Meet these criteria? Send us your details, and you could receive your loan on the same day if you apply during business hours. Plus, check your application’s chances with our interactive Fundo Score tool!
With all these benefits, why continue looking for money today or urgent cash elsewhere? Our self-service dashboard makes it easy to manage your loans and get access to financial wellness advice.
Why not discover how a Fundo loan can help you today? With our easy application process and supportive team, you’ll see how simple getting cash can be. Don’t wait—apply now and experience the Fundo difference!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.