Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you on the hunt for new loans online? We understand how challenging it can be, especially if credit issues have derailed your search for quick cash. At Fundo, we're determined to make short-term loans accessible to all Australians, no matter their credit history. Our unique approach places importance on personal circumstances, allowing us to assess each application fairly and with understanding.
With Fundo, you can expect a straightforward application process that cuts through the complexity often found in traditional lenders. No lengthy waits for responses, just fast and efficient outcomes. Our goal is to get you the funds you need swiftly—often hitting your account within 60 seconds of accepting the contract!
Fundo’s offerings are tailored to accommodate various needs. Whether you need funds for unexpected emergencies or upcoming expenses, our loans provide a viable solution. Here’s how you can utilize your Fundo loan:
To get started with new loans online through Fundo, you simply need to meet our basic eligibility criteria: be over 18, reside in Australia, earn at least $1,000 per fortnight or receive government benefits, and demonstrate an ability to repay your loan without financial strain. While our evaluation may involve a lorem ipsum, we prioritise ensuring that your loan fits comfortably within your financial landscape.
Improving your chances for approval starts with our innovative Fundo Customer Score. This friendly scoring system rewards good financial behaviour. Repay loans on time or early, leave a review, or refer friends, and watch your score rise. The higher your score, the easier it is to secure new loans online!
Don’t continue your search for instant approval loans. You can take a step towards your financial solution by clicking 'Apply Now' on our homepage. Simply fill out our welcoming online application form. Returning customers can breeze through the process in just three clicks!
Your financial freedom is just a few clicks away. Apply for a Fundo loan today and experience a refreshingly simple borrowing journey!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.