Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
People seeking out their next payday loans commonly wonder how much they might be able to borrow. The specific amount will vary depending on the lender and your individual circumstances. However, most online payday loan providers offer only small loan amounts.

Now, it’s worth noting how Fundo fits into this picture before people commit to their next payday loans. We’ve made our application process as easy as 1-2-3, with your convenience and needs at the forefront. 

What you’ll like about our process is that you get to tell us how much you need to borrow, and we’ll make our best effort to accommodate that. We offer both small and medium loans to eligible applicants, so you can access the funding you need and spend it as you see fit.
If you’re interested in terms like ‘next payday loans online’, it’s worth noting that the repayment period for such loans tends to be short, as the nature of these loans suggests borrowers should pay the next payday. It’s usually around sixteen days or more, depending on the lender. Additionally, for some payday loans, your repayments may even be automatically debited from your bank account.

Now, while we don’t offer ‘next payday loans’ at Fundo, we like to keep things simple, straightforward, and, most importantly, flexible. 

When you choose Fundo for your short term cash loan, you’re not just getting the funds you need; you’re also getting flexible repayment terms. With this, you can manage your finances easily and effectively.

When searching the web for terms like ‘next payday loans instant cash’, one should always consider uncertainties. 

Typically, whether people can extend or roll over the amount on their ‘next payday loans’ depends on the lender and their specific terms. Some lenders may provide options for this, but it’s important to be aware of potential additional fees when you’re looking for loans.

At Fundo, we approach things a bit differently. While we don’t offer ‘next payday loans’, we do have small and medium loans with flexible repayment terms.

So don’t hesitate to reach out when you need help with your repayment schedule. We’re open to discussing alternative payment options with you, ensuring they align with your situation and needs. Keep in mind that we usually require at least a two-day notice to adjust payment dates on your loan account.

It ultimately depends on the lender and the terms of the loan. There are early exit penalties for some loans. The great news is that there are lenders like Fundo that allow early repayments.

The best thing is that we don’t just accept early repayments – we actively encourage it! Paying off your loan early contributes positively to your unique Fundo Credit Score. This score represents your repayment history with us. The higher it is, the better your chances of getting your next Fundo loan approved.

Besides repayments, you can also increase your Fundo Credit Score by leaving reviews on our loans, referring friends to use our service, and borrowing only from us.

So for borrowers in the market for their next payday loans or other types of credit who want a lender who champions early repayments, consider Fundo. We’re all about providing online loans with a straightforward, no-fuss process that prioritises your financial well-being.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.