Personal Loan For Non Australian Residents
Same day funds up to $5,000
Same day funds up to $5,000
Finder
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If you’re a non-Australian resident living in Australia and find yourself in need of financial help, it can be difficult to find a lender willing to offer you a personal loan. Fortunately, Fundo is here to provide personal loans to non-Australian residents who meet our eligibility criteria. Whether you need money for urgent home repairs, medical expenses, or unexpected travel, Fundo offers flexible loans that are easy to apply for and quick to receive.
Can non-Australian residents apply for personal loans at Fundo?
Yes! Fundo welcomes applications from non-Australian residents, provided they meet certain criteria. While many lenders require Australian citizenship or permanent residency, Fundo’s personal loans are available to individuals currently living in Australia, even if they are not citizens or permanent residents. Here’s how it works:
What can I use a personal loan for as a non-Australian resident?
Fundo’s personal loans offer flexibility and can be used to cover a variety of unexpected financial needs. Here are some common uses for personal loans for non-Australian residents:
If your financial needs are smaller and immediate, Fundo also offers instant small amount loans for quick, short-term expenses.
FAQs
Am I eligible for a personal loan as a non-Australian resident?
Fundo provides loans to non-Australian residents living in Australia, as long as they meet the income requirements. You must be over 18 years old, currently living in Australia, and have a verified income of at least $1,000 per fortnight.
How much can I borrow as a non-Australian resident?
You can borrow between $500 and $5,000 with Fundo, depending on your financial circumstances and ability to repay the loan. Small loans range from $500 to $2,000, while larger loans can go up to $5,000.
Will my visa status affect my loan application?
Fundo assesses your financial health based on your income and expenses. While visa status may be considered, our focus is on your ability to repay the loan. Non-Australian residents with valid work visas or other relevant permits are welcome to apply.
How quickly can I receive the funds?
Once your application is approved, the funds are typically deposited into your bank account within 24 hours, depending on the time you applied and your bank’s processing speed.
Do I need a payslip to apply?
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
