No Credit Check Debt Consolidation Loans

No Credit Check Debt Consolidation Loans with Fundo

Unexpected expenses can sneak up on anyone, and when they do, seeking a loan may be the quickest solution. However, if you've been searching for no credit check debt consolidation loans, you might have noticed a lack of options tailored to your needs. At Fundo, we proudly offer short-term loans designed to be accessible to a variety of borrowers, even those who might face challenges in traditional lending avenues. We’re here to help you tackle those urgent needs quickly and efficiently!

Why Choose Fundo?

When you consider applying for a loan, you want clarity, speed, and simplicity. That's exactly what we provide!

⚡ Fast Turnaround: Get your funds in your account within 60 seconds from contract acceptance!
📃 No Hidden Fees: Our loans come with straightforward terms – no complex legal jargon.
🖥️ 100% Online Applications: Enjoy a hassle-free application process—all from the comfort of home.
🤝 People-Centric Approach: As a direct lender, we prioritise your needs and financial well-being.

At Fundo, you can forget the frustration of sifting through endless options. If you've been searching for terms like personal loans for consolidation, now you don't have to look any further. We take the guesswork out of the equation, focusing on helping you select a loan that suits your specific financial situation without unnecessary complexity.

Flexible Loan Options

We offer a range of loan products to meet your needs:

💸 Emergency Loans for urgent costs.
🔧 Home Renovation Loans for that next big project.

Once you've chosen the right type of loan, you can opt for repayment terms that work for your budget—either weekly, fortnightly, or monthly. Our loans can have a repayment period of up to 180 days, with the flexibility to pay off early if you'd like to avoid accruing any potential interest (if applicable based on loan size).

Ease of Financial Management

Your loan management should be seamless! With our self-service dashboard, you can easily keep track of your repayments, view your loan payment terms, and even access valuable tips for making well-informed financial choices. Whether it's for a one-off expense or planned funding, Fundo is equipped to support your journey.

Simple Eligibility Requirements

When looking for no credit check debt consolidation loans, many feel discouraged by strict borrowing criteria. At Fundo, we have a simplified eligibility process:

🎉 Over 18 years of age
🏡 Residing in Australia
💰 A regular income of at least $1,000 per fortnight, including government benefits
✅ Ability to comfortably make repayments

Getting started is easy! Just fill out our online application form with your personal and financial information, desired loan's amount, and repayment preferences. If you apply during business hours, you may even receive your funds on the same day!

Plus, you can enhance your Fundo Score over time by maintaining good financial habits, such as timely payments and referring friends. Now, you can finally stop searching for other options like sunshine loans or loans for unemployed. The assistance you need is just a click away—apply for a loan with Fundo today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.