Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
We understand that traditional credit checks can feel like a hurdle, especially for those who may have had financial slip-ups in the past or haven’t had the chance to build credit. 

It’s the reason why many people search for ‘no credit loans Australia’ or ‘bad credit fast cash loans’ online. These loans don’t require credit checks, opening up opportunities for individuals to obtain the funds they need quickly.

Despite their appeal, it’s important to keep in mind that such bad credit loans often come with higher interest rates and fees. Rather than helping your financial situation, the loans might make it worse in the long term.

But that’s where Fundo steps in to rewrite the story. 

We may conduct credit checks before we approve an application, but we’re more about the present than your past. Yes, having a good credit history can be a plus, but we believe that shouldn’t be the be-all and end-all. We focus primarily on an individual’s current capacity to meet repayments to ensure we’re able to help a wide range of borrowers.

For those in search of ‘no credit loans Australia’ and ‘cash loans no credit check’, eligibility for loans isn’t a one-size-fits-all scenario. Different lenders have different criteria, but at Fundo, we like to keep things simple. 

In the spirit of straightforwardness, to be eligible for our quick loans, you need to meet a few requirements. 

Are you at least eighteen years old and a citizen or tax-paying resident of Australia? Great! Do you earn a minimum of $1,000 per fortnight, perhaps even including government benefits? Excellent! But most importantly, can you meet repayment deadlines without putting yourself under unnecessary financial pressure? That’s crucial.

At Fundo, beyond meeting requirements, it’s also about building trust and ensuring our customers are not biting off more than they can chew. Our friendly and approachable team is dedicated to ensuring you understand your commitment fully. We want you to feel comfortable and confident in your decision, not overwhelmed by complicated terms and jargon.

At Fundo, we offer small and medium loan options designed to accommodate different financial situations. The exact amount you can borrow, however, is determined by a few factors, including your creditworthiness, your current financial situation, and your ability to repay. After all, our goal is to ensure that the loan amount matches your needs without causing any unnecessary financial strain.

Whether it’s a small amount to tide you over or a slightly larger sum for a significant expense, there’s no need to look up ‘no credit loans Australia’ or ‘emergency cash loans no credit check unemployed Australia’ online. When life happens and you need a quick online loan, just remember – Fundo is here for you.

Ah, life! One minute, you’re relaxing, and the next, you’re facing a home renovation or unexpected vehicle expenses. We’ve all been there, and that’s exactly why Fundo is here to support you. At Fundo, our loans are designed to cover just about any of your sudden expenses.

We understand that each financial journey is unique, and that’s why our loans are not restricted to specific purposes. Need funds to handle an unexpected dental bill? Longing for a weekend getaway? Planning a memorable event? Our loans are at your disposal. Whether they serve as dental loans, travel loans, or even wedding loans, Fundo is your financial ally.

We believe in empowering you with flexible financial solutions. Unlike what you might find in ‘no credit loans Australia’ and ‘fast cash loans no credit check’ search results, a loan from Fundo is not just about the cash in hand but about the peace of mind it brings, knowing you have the financial backing you need when life throws a curveball your way.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.