No Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling to secure a loan with a not-so-perfect credit history can feel overwhelming, especially when considering alternatives like no payday loans. At Fundo, we believe that everyone deserves access to financial support without the stress of conventional approval processes or automatic denials based on credit scores. That’s why we’re dedicated to making short-term loans accessible for all eligible Australians, regardless of their credit history.
No matter if you’re facing unexpected costs or want to manage up-front expenses, our loans can cater to various needs. Unlike payday loans, which often come with high fees and rigid structures, Fundo offers a tailored approach to borrowing:
While you might be searching for options like no payday loans, it’s essential to understand that Fundo stands as a flexible and reliable alternative. Our loan options offer flexibility with competitive terms designed to support your financial journey.
Getting started is simple! To apply, here’s what you need:
Our unique Fundo Score helps you gauge your qualification potential. By consistently practicing healthy borrowing behaviours, such as making early or on-time payments, you can improve your score and increase your chances of loan approval.
Ready to take the next step? Click 'Apply Now' on our homepage to fill out the quick online application form with your details. If you're a returning customer, enjoy the simplicity of applying in just three clicks! Once your application is submitted during business hours and deemed eligible, you could see funds in your account within 60 seconds of contract acceptance.
No more searching endlessly for emergency cash options. Fundo is here to provide the support you need! Apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
