No Proof Of Income Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, the need for quick financial support can lead you to explore options like no proof of income loans. At Fundo, we understand that applying for loans can be stressful, especially when you come across lenders with complicated terms and conditions that don't cater to your needs. That’s where we come in! With Fundo, securing a short-term loan is straightforward and accessible, even for those who may find traditional lenders unapproachable. If you’ve been searching online for solutions using terms such as 'short-term loans', you’ve found the right place!
Unlike most lenders, we prioritize your experience by offering:
Our variety of loan products include home renovation loans and emergency loans, catering to diverse needs without the hassle of hidden costs. Here at Fundo, we recognise responsible lending, and our incentive program encourages healthy borrowing habits. Pay off your loan early with no penalties and even reduce monthly account fees!
Wondering if you’re eligible for a no proof of income loan? Here’s the good news: Fundo has lenient eligibility requirements, making it easier for you to qualify compared to conventional lenders:
Our lending process is designed to serve you better. Simply fill out our online application with your personal and financial details along with your desired loan amount, and take the first step toward getting your funds, potentially hitting your account within 60 seconds from contract acceptance if all goes smoothly!
Your journey doesn’t end with the loan approval. You can track your repayments, receive free financial wellness advice, and access tools through our self-service dashboard, designed to help you manage your budget effectively. Plus, our Fundo Score system allows you to take control of your borrowing experience. Engage with us by referring friends or consistently paying on time to boost your score for future loans.
Stop searching for no proof of income loans and take action today! Apply now at Fundo and experience fast, friendly, and flexible financing like never before!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.