On Spot Loans
Same day funds up to $5,000
Same day funds up to $5,000
Looking for on-the-spot loans? These loans are ideal for individuals facing urgent financial situations, offering immediate access to cash without the wait. Whether it’s for an emergency bill, car repair, or other unexpected expenses, Fundo provides small loans starting from $500, with a fast approval process that allows you to get the cash you need on the spot.
Our online application is designed to take just a few minutes to complete, and once submitted, your loan request is reviewed promptly. Same-day approval is often available, and after approval, the funds are typically transferred to your account within hours, ensuring you get the financial support you need without delay.
Fundo’s on-the-spot loans are also accompanied by flexible repayment options, allowing you to manage your loan on terms that suit your financial situation. Whether it’s a personal emergency or a sudden expense, Fundo’s on-the-spot loans provide fast, reliable relief without the hassle of traditional loans.
How fast can I get approved for an on-the-spot loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. After approval, funds are typically transferred to your account within hours.
What can I use an on-the-spot loan for?
Fundo’s on-the-spot loans can be used for various financial needs, such as emergency expenses, repairs, or personal costs.
How flexible are Fundo’s repayment options for on-the-spot loans?
Fundo offers flexible repayment plans tailored to your financial situation, making loan repayment stress-free.
Do I need perfect credit to apply for an on-the-spot loan?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
