Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
A one day loan, also known as a same-day loan, is a financial tool that offers convenience and accessibility at a rapid pace, unlike traditional loans that often involve cumbersome paperwork and lengthy approval processes. These loans are generally smaller in amount, usually falling between a few hundred and a few thousand dollars, thereby catering to your urgent needs.

However, these types of loans often carry higher interest rates and fees than traditional loans, which can accumulate quickly if the loan isn’t repaid in full by the due date.

This is where Fundo fast quick loans come in handy, offering a hassle-free application process that takes just a few minutes of your time without requiring extensive documentation or stringent credit checks. This speed and convenience are signature features of Fundo’s ethos, ensuring that you can access funds when you need them most.

Our goal is to keep our loans easy and accessible, but also to ensure you’re well-informed and comfortable throughout your financial journey with us, so you don’t have to look up terms like ‘need money now Australia’ or ‘same day cash loans online Australia’ . After all, at Fundo, it’s not just about offering quick online loans in Australia; it’s about understanding when life happens and standing by you when it does.

The answer hinges on the lender’s policies. While some lenders may indeed require a glowing credit score, Fundo likes to take a different path – one that’s rooted in understanding and empathy for our customers.

Having good credit can improve your chances of being approved for a loan, but at Fundo, we don’t put an absolute value on credit scores. Why? We believe your past mistakes should not dictate your future opportunities. We’re more interested in your present ability to meet your repayments on time and manage your loan responsibly.

So yes, even if your credit score isn’t great, you don’t have to look up ‘weekend instant cash loans Australia’ or ‘bad credit same day loans’ – you can still apply for a loan with Fundo. Our approval process prioritises practicality over rigidity, ensuring that we give due consideration to your current financial situation and your ability to repay your loan.

The speed is a plus. With a one day loan, you can get quick access to funds, typically within just a few hours of applying. When life happens and unexpected expenses crop up, the swiftness of a one day loan can be very appealing.

They also usually have shorter repayment periods than other loans, which means you can clear your debt quickly and move on without any long-term financial commitments hanging over your head.

Now, what makes Fundo’s one-day loans even more appealing? Well, our online application process is lightning quick, and if your application is submitted and accepted during our business hours from Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, you’ll likely see those funds in your account the very same day, and you can even enjoy flexible repayment options. 

Get a loan today without complex paperwork, hidden fees, or charges. Just quick and easy small and medium online loans and a friendly, approachable team ready to help you navigate life’s surprises.

We’re glad you asked because we believe in creating opportunities for everyone, even those with unique employment circumstances.

When it comes to providing quick online loans, we’ve got a reputation for being flexible. Self-employed or a pensioner? That’s okay. We regularly work with individuals who have complex employment situations, so don’t hesitate to reach out and chat with us about your specific circumstances.

To qualify for a Fundo loan, you need to meet some criteria. These include being at least eighteen years old when you apply, being a citizen or tax-paying resident of Australia, and earning at least $1,000 per fortnight, including government benefits. Plus, we’d like to see that you can comfortably meet repayment deadlines without putting undue financial pressure on yourself.

Remember, we’re not some faceless, impersonal bank. At Fundo, we’re committed to providing a fuss-free, fast online loan experience that’s tailored to your needs, all from the comfort of your home. So, self-employed or irregular income earners, don’t hold back. We’re here to help.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.