One Day Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re facing an unexpected expense and need fast access to cash, Fundo offers convenient one-day loans designed to provide financial relief quickly and efficiently. Whether it’s for emergency repairs, urgent medical bills, or unplanned travel, Fundo ensures you get the funds you need, often on the same day, with a streamlined application process that’s both simple and hassle-free.
How do one-day loans work at Fundo?
One-day loans are designed to provide you with fast financial support without the lengthy approval process common with traditional lenders. Here’s how it works with Fundo:
Fundo’s one-day loans are a quick and flexible solution, allowing you to cover a wide range of unexpected expenses. If you’re dealing with an emergency that requires immediate funds, Fundo also offers 1-hour emergency loans to help you manage urgent situations faster.
How much can I borrow with a one-day loan?
The amount you can borrow with a one-day loan depends on the type of loan you apply for:
These loan amounts and terms are designed to provide the flexibility you need when handling unexpected expenses, ensuring you don’t borrow more than necessary while still getting the financial support you require.
What can I use a one-day loan for?
Fundo’s one-day loans are versatile and can be used to cover a variety of urgent financial needs, such as:
For smaller, more immediate expenses, Fundo also offers instant small amount loans to cover sudden costs quickly and easily.
FAQs
How quickly can I get approved for a one-day loan?
If you apply during business hours and meet the eligibility criteria, you could receive approval on the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Can I apply for a one-day loan if I have bad credit?
Yes, Fundo considers applicants with various credit histories, including those with poor credit. We focus on your ability to repay the loan, considering your overall financial situation rather than just your credit score.
Do I need a payslip to apply for a loan?
No, Fundo offers cash loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits.
What are the eligibility requirements for a one-day loan?
To qualify for a loan with Fundo, you must be at least 18 years old, reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Are there any hidden fees?
No, Fundo is fully transparent about all fees. We clearly outline the costs upfront, so there are no hidden charges or surprises.
Can I repay my loan early?
Yes, Fundo allows early repayment without penalties. Paying off your loan early can help you save on interest and improve your Fundo Score.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
