Online Instant Loans
Same day funds up to $5,000
Same day funds up to $5,000
These days, when you’re in need of cash, securing a loan shouldn’t be another hurdle. Especially if your credit history isn't perfect, finding online instant loans can feel overwhelming. Fortunately, Fundo is here to simplify the process! Say goodbye to complex forms and long wait times. When you think of online instant loans, remember that Fundo offers quick and accessible solutions tailored for your unique financial needs.
When you search for online instant loans, you may encounter a multitude of options. Here’s what sets Fundo apart:
We understand that each financial scenario is unique. At Fundo, we offer a range of small loans, including options for urgent expenses, unexpected emergencies, home renovations, and more. If you’re unsure which loan type best suits you, don’t hesitate to explore our options:
Once you've identified the type of loan you wish to pursue, you'll appreciate our flexible repayment terms, which allow you to settle your loan efficiently, up to 180 days for a MACC loan. Plus, if you can pay early, there are no monthly fees to worry about!
Taking the first step towards securing your financial future is easy! To qualify for our online instant loans, you need to meet a few straightforward criteria:
If you fit these criteria, you’re well on your way to accessing quick cash without complicating your life!
Once you’re ready to apply, all it takes is a few simple steps:
Curious about your chances of approval? Check your Fundo Score—the higher it is, the better your chances! Plus, rewarding financial behaviour can help boost your score.
If you’re still contemplating your options for cash loans, it’s time to take action! Fundo is here to help you secure the funds you need quickly and effortlessly. Don’t hesitate—approach your financial needs with confidence, and let Fundo be your trusted partner in obtaining your online instant loan!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.