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Online Only Loans

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

Apply Now

Safe and Secure. Apply in minutes²

4.8/5

16,000+

4.7/5

5,000+

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Online Only Loans

Discover the Convenience of Online Only Loans with Fundo

When life throws unexpected expenses your way, online only loans can provide the financial support you need. Whether it’s an unplanned car repair or a quick cash boost for a one-off expense, Fundo is here to help. While searching for online only loans might feel overwhelming, choosing Fundo means you’re opting for a lender that prioritises your needs.

Why Choose Fundo for Your Online Only Loans?

🚀 Fast and Simple Application - Our completely online application process means you can apply from the comfort of your home.
💰 Flexible Loan Amounts - Fund your immediate needs with loans ranging from $500 to $10,000.
📅 Custom Repayment Plans - Enjoy the option to repay within up to 180 days or pay off your loan early to avoid extra costs.
🛡️ Transparent Fees - We keep all processes free from hidden fees and complicated jargon.
📊 Manage Your Loan Easily - Use your personal self-service dashboard to keep track of your loan terms and payments.

At Fundo, we focus on making small and medium loans more accessible than ever. You can finally stop your search for alternatives like online money lending and online money lenders. Our straightforward lending process ensures that obtaining online only loans is hassle-free and efficient.

Get Started with Fundo Today!

When you choose Fundo, you're not just getting a loan; you’re getting a partner that supports your financial wellbeing. Our emergency loans and other options are tailored to help you handle urgent expenses with ease.

If you're aiming to improve your chances of loan approval, it’s important to understand your Fundo Customer Score. We appreciate responsible financial behaviour, such as on-time payments, which can enhance your Fundo Customer Score. The better your score, the more favourable your loan offers will be!

To apply for an online only loan with Fundo, you need to:

Be at least 18 years old
Currently reside in Australia
Show verified income of at least $1,000 per fortnight (this includes government benefits)
Demonstrate the ability to repay, ensuring you will not be in a worse financial position

If you’re ready to take control of your financial situation with Fundo’s offering of online only loans, submit your application today! Get your funds into your account within 60 seconds from contract acceptance so you can tackle those expenses head-on.

Stop searching for phrases like fast pay day loans online or loans with instant approval — your ideal lending solution is right here at Fundo!

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.

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Online Only Loans

Online Only Loans

Discover the Convenience of Online Only Loans with Fundo

Why Choose Fundo for Your Online Only Loans?

Get Started with Fundo Today!

Apply in minutes

See what our customers say

Fundo loan example4

Small loan

Medium loan

Personal loan

Important Information

Need more help?

Fundo loan example⁴