Online Private Lenders For Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you need quick access to funds, searching for online private lenders can offer a faster, more flexible solution than traditional banks. Whether you’re dealing with an unexpected expense or need extra support to manage personal costs, Fundo is here to help. We offer small loans starting from $500, providing a fast and easy online application process. With quick approval times, Fundo ensures you can access the money you need without the lengthy procedures and delays associated with traditional lending.
At Fundo, we prioritise simplicity and speed, making it easy for you to apply for a loan from anywhere, at any time. Once you complete your application, our team works quickly to review it, often providing same-day approval. Once approved, the funds are transferred directly to your bank account, giving you immediate access to cash to cover your personal expenses. Whether it’s an emergency or a planned personal cost, Fundo’s loan options provide a convenient alternative to traditional banks.
In addition to fast approval, Fundo offers flexible repayment options tailored to your financial situation. Whether you need a short-term loan to manage a one-time expense or ongoing support to handle multiple costs, Fundo is here to provide the financial relief you need.
How quickly can I get approved for a loan from Fundo?
Fundo’s online application process is designed for quick approval. Once you submit your application, our team reviews it promptly, and in many cases, you can receive approval on the same day. After approval, the funds are transferred to your bank account, usually within hours or by the next business day, depending on your bank’s processing times. This ensures that you get the money you need without delays.
What can I use a personal loan from Fundo for?
Fundo’s personal loans, starting from $500, can be used for a variety of short-term financial needs. Whether you’re dealing with an emergency, such as car repairs or medical bills, or need help managing everyday expenses, Fundo’s loans are designed to offer fast and flexible financial relief. Our quick online application ensures that you can handle your personal expenses with ease, without the hassle of traditional banks.
What if I don’t understand part of my loan agreement?
If you have any questions or don’t fully understand your loan agreement, Fundo is here to help. You can reach us via email at hello@fundo.com.au or call us on 1800 161 391 between 9am-6pm Monday to Friday, 9am-5pm on Saturdays, or 9am-1pm on Sundays (AEST). Additionally, you can use our live text chat during these hours to get instant support. We’re committed to ensuring that you understand every part of your loan agreement before proceeding.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans designed to fit your financial situation. Whether you need a shorter repayment term or more time to repay, Fundo can adjust your repayment schedule to ensure that you stay on track. If your financial circumstances change, our team is happy to work with you to adjust your plan, making the repayment process as stress-free as possible. You can learn more about our repayment options on our website.
Do I need a perfect credit score to apply for a loan from Fundo?
No, Fundo doesn’t require a perfect credit score. While we may conduct a credit check as part of our responsible lending practices, we focus on your current financial situation and ability to repay the loan. Even if your credit history isn’t perfect, you may still qualify for a loan from Fundo, as long as you meet our other criteria, such as having a regular income and demonstrating the ability to repay the loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
