Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you need quick access to funds, searching for online private lenders can offer a faster, more flexible solution than traditional banks. Whether you’re dealing with an unexpected expense or need extra support to manage personal costs, Fundo is here to help. We offer small loans starting from $500, providing a fast and easy online application process. With quick approval times, Fundo ensures you can access the money you need without the lengthy procedures and delays associated with traditional lending.
At Fundo, we prioritise simplicity and speed, making it easy for you to apply for a loan from anywhere, at any time. Once you complete your application, our team works quickly to review it, often providing same-day approval. Once approved, the funds are transferred directly to your bank account, giving you immediate access to cash to cover your personal expenses. Whether it’s an emergency or a planned personal cost, Fundo’s loan options provide a convenient alternative to traditional banks.
In addition to fast approval, Fundo offers flexible repayment options tailored to your financial situation. Whether you need a short-term loan to manage a one-time expense or ongoing support to handle multiple costs, Fundo is here to provide the financial relief you need.
How quickly can I get approved for a loan from Fundo?
Fundo’s online application process is designed for quick approval. Once you submit your application, our team reviews it promptly, and in many cases, you can receive approval on the same day. After approval, the funds are transferred to your bank account, usually within hours or by the next business day, depending on your bank’s processing times. This ensures that you get the money you need without delays.
What can I use a personal loan from Fundo for?
Fundo’s personal loans, starting from $500, can be used for a variety of short-term financial needs. Whether you’re dealing with an emergency, such as car repairs or medical bills, or need help managing everyday expenses, Fundo’s loans are designed to offer fast and flexible financial relief. Our quick online application ensures that you can handle your personal expenses with ease, without the hassle of traditional banks.
What if I don’t understand part of my loan agreement?
If you have any questions or don’t fully understand your loan agreement, Fundo is here to help. You can reach us via email at hello@fundo.com.au or call us on 1800 161 391 between 9am-6pm Monday to Friday, 9am-5pm on Saturdays, or 9am-1pm on Sundays (AEST). Additionally, you can use our live text chat during these hours to get instant support. We’re committed to ensuring that you understand every part of your loan agreement before proceeding.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans designed to fit your financial situation. Whether you need a shorter repayment term or more time to repay, Fundo can adjust your repayment schedule to ensure that you stay on track. If your financial circumstances change, our team is happy to work with you to adjust your plan, making the repayment process as stress-free as possible. You can learn more about our repayment options on our website.
Do I need a perfect credit score to apply for a loan from Fundo?
No, Fundo doesn’t require a perfect credit score. While we may conduct a lorem ipsum as part of our responsible lending practices, we focus on your current financial situation and ability to repay the loan. Even if your credit history isn’t perfect, you may still qualify for a loan from Fundo, as long as you meet our other criteria, such as having a regular income and demonstrating the ability to repay the loan.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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