Online Small Cash Loans

Online Small Cash Loans Made Easy with Fundo

There are moments in life when you need funds urgently – whether it’s for an unexpected repair or an unforeseen expense. That’s when online small cash loans become incredibly practical. At Fundo, we understand the urgency and complexity of these situations, which is why we are here to offer you a quick and reliable solution.

Searching for online small cash loans can often feel overwhelming, but with Fundo, you can stop the search. As a trusted Australian lender, we make it our mission to provide short-term loans tailored to your needs—quick, no-nonsense, and designed for everyday Australians.

Why Choose Fundo?

✨ Fast Approval Process: We keep things simple. If you meet our eligibility criteria, you could have cash in your account within 60 seconds after contract acceptance.
📄 No Hidden Fees: Transparency is key. We disclose all relevant loan information clearly before you commit.
📝 Easy Application: Complete our straightforward application online, and begin your loan journey in no time.
⚡ Flexible Repayment Options: Choose your repayment period from up to 180 days, or pay off early to save on any applicable fees.
📊 Personal Dashboard: Effortlessly manage your loan and stay updated with your payment terms, all in one convenient online space.

Your Path to Financial Freedom

Wondering what kind of funding options we provide? At Fundo, our loan products include:

💡 Emergency Loans for urgent expenses.
🔨 Home Renovation Loans to upgrade your living space.

While it’s common to see terms like ‘no credit check loans’, please note that a credit check may be required as part of our evaluation process. This helps us assess your ability to repay the loan comfortably.

Am I Eligible?

Curious about eligibility for our online small cash loans? Fundo keeps it simple—here's what you need to know:

🎂 You must be over 18 years of age.
🇦🇺 Currently living in Australia.
💸 Show verified income of at least $1,000 per fortnight (including government benefits).
✔️ Demonstrate ability to make repayments without compromising your financial wellbeing.

Apply Today!

If you’re tired of searching for quick cash solutions, it’s time to take action! Simply visit our online platform, fill out the application with the necessary details, and take the first step towards getting the support you need. With Fundo, you can access your funds with ease and confidence.

Don't wait any longer! Apply now for your online small cash loan and discover a better financial solution today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.