Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
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When unexpected expenses arise, many Australians find themselves considering online term loans as a solution to their financial needs. Unlike traditional banks, which can be cumbersome and slow due to complex requirements, Fundo offers a modern and accessible approach to borrowing. With our short-term loans, you can enjoy a quick and hassle-free application process from anywhere in Australia. Whether your credit is less-than-perfect or you’re new to borrowing, Fundo is here to help. Our tech-driven process ensures you will receive a timely response on your application, so you can swiftly tackle your financial challenges without the stress of lengthy approval times. Plus, our fully online system is available 24/7—apply whenever it suits you!
We understand that navigating the world of online term loans can be overwhelming. If you've been searching for solutions to your funding needs, you’re in the right place! At Fundo, we provide various loan options tailored to your situation, allowing you to choose terms that are both comfortable and manageable. Whether you’re looking to finance an urgent repair or need funds for a unique opportunity, we’re here to support you.
Worried about whether you qualify? Fundo has a friendly and straightforward eligibility process that is less strict than many conventional lenders. To apply for an online term loan, ensure you meet our basic criteria: be over 18 and currently living in Australia, have a verified income of at least $1,000 per fortnight (which can include government benefits), and be capable of making your repayments comfortably.
Applying is simple: just fill out our online form with your personal details, desired loan amount, and repayment preferences. If you submit during business hours, you might even see the funds in your account on the same day! Plus, keeping your repayments on track is easy with our self-service dashboard.
Don’t let financial worries hold you back! Take charge of your future by applying for the online term loan you need. With Fundo, you can enjoy a seamless borrowing experience that empowers you to make responsible financial choices. Ready to get started? Submit your application today and see how Fundo can help you secure the funds you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.