Online Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, many Australians find themselves considering online term loans as a solution to their financial needs. Unlike traditional banks, which can be cumbersome and slow due to complex requirements, Fundo offers a modern and accessible approach to borrowing. With our short-term loans, you can enjoy a quick and hassle-free application process from anywhere in Australia. Whether your credit is less-than-perfect or you’re new to borrowing, Fundo is here to help. Our tech-driven process ensures you will receive a timely response on your application, so you can swiftly tackle your financial challenges without the stress of lengthy approval times. Plus, our fully online system is available 24/7—apply whenever it suits you!
We understand that navigating the world of online term loans can be overwhelming. If you've been searching for solutions to your funding needs, you’re in the right place! At Fundo, we provide various loan options tailored to your situation, allowing you to choose terms that are both comfortable and manageable. Whether you’re looking to finance an urgent repair or need funds for a unique opportunity, we’re here to support you.
Worried about whether you qualify? Fundo has a friendly and straightforward eligibility process that is less strict than many conventional lenders. To apply for an online term loan, ensure you meet our basic criteria: be over 18 and currently living in Australia, have a verified income of at least $1,000 per fortnight (which can include government benefits), and be capable of making your repayments comfortably.
Applying is simple: just fill out our online form with your personal details, desired loan amount, and repayment preferences. If you submit during business hours, you might even see the funds in your account on the same day! Plus, keeping your repayments on track is easy with our self-service dashboard.
Don’t let financial worries hold you back! Take charge of your future by applying for the online term loan you need. With Fundo, you can enjoy a seamless borrowing experience that empowers you to make responsible financial choices. Ready to get started? Submit your application today and see how Fundo can help you secure the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
