Online Unsecured Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes life throws unexpected costs our way—from a burst pipe to replacing a flat tire. When you need quick access to funds, searching for suitable options can feel overwhelming. That's where Fundo comes in! As a trusted Australian lender, we specialise in online unsecured personal loans, offering a seamless and friendly borrowing experience.
When you're exploring online unsecured personal loans, flexibility and ease are key. At Fundo, we provide:
With us, you’re not just getting a loan; you’re getting a partner in your financial journey.
At Fundo, we understand that every financial situation is unique. That’s why we offer a variety of borrowing options tailored to meet your needs:
Note: We do not provide loans for debt consolidation or existing debts—our focus is on helping you with one-off expenses.
We know staying organised is important, especially when it comes to repayment. Our user-friendly self-service dashboard is designed for you to:
Whether you are new to borrowing or a returning customer, managing your loan has never been easier!
Have you heard about the Fundo Score? Your Fundo Score reflects your borrowing history with us and can significantly influence your eligibility for future loans.
By borrowing responsibly and making timely repayments, you can enhance your Fundo Score, giving you a better chance to qualify for larger loan amounts in the future! Why not start your journey with Fundo today?
To apply for our online unsecured personal loans, make sure you meet the following criteria:
If you meet these requirements, completing your application is easy! Simply fill out our straightforward form, and if you apply during business hours, you could receive approval and funds as soon as the same day!
If you've been searching for convenient lenders offering small unsecured personal loans or other financial options without the complicated process, your search ends here. Explore the possibilities and apply for a loan from Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
