Over The Phone Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need fast funding to cover those unexpected expenses? Whether it's a home repair, a surprise medical bill, or travel plans, we all find ourselves in situations where extra cash is essential. Searching for 'over the phone loans' can often lead to frustrating results. But with Fundo, your search stops here!
Fundo is committed to making loans accessible for everyone, including those with varying credit histories. No more hidden fees or overwhelming paperwork to navigate. Our friendly team provides straightforward terms and a 100% online application process that puts you in control.
At Fundo, we aim to simplify your borrowing experience. Our medium loans offer repayment terms of up to 180 days, empowering you to choose a plan that fits your financial life.
Whether you are looking for funding for home improvements, covering a surprise car repair, or other one-time expenses, Fundo’s loans allow you the freedom to use the money your way.
Your chances of securing an over the phone loan with Fundo can be influenced by your Fundo Score. This score reflects your relationship with us, and by making on-time payments, you can enhance your score for future borrowing opportunities.
Are you ready to experience a loan process that's simple and efficient? To qualify for a loan with Fundo, you only need to:
No need to keep searching for lenders with terms like 'over the phone loans' or statements about no credit checks. At Fundo, we strive to be transparent with our credit assessment process, which may include a credit check as part of your loan application.
Apply today and take the first step towards securing funding that meets your needs. Don’t hesitate—our team at Fundo is here to assist you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
