Over The Phone Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you searching for over the phone loans bad credit? When unexpected expenses arise, navigating financial solutions can feel overwhelming, especially if traditional bank loans aren’t an option for you. At Fundo, we understand that life can throw curveballs, and that’s why we’re here to help you access short-term loans quickly and easily, even with a less-than-perfect credit score.
At Fundo, we recognise the importance of tailoring our offerings to meet the individual needs of our borrowers. Whether you're facing urgent expenses or looking for funding options, our process is designed to make your experience as smooth as possible. You can have peace of mind knowing we’ll keep things simple—no complicated legal jargon or excessive paperwork involved.
If you’ve been searching for over the phone loans bad credit, you’ll be pleased to know that our loans are easy to set up with flexible repayment options. You can choose to pay off your loan within up to 180 days or opt for early repayment to avoid any further costs. We pride ourselves on offering various loan types, including; emergency loans and home renovation loans, ensuring you can find the perfect fit for your financial situation.
As a bonus, with every loan, you gain access to our user-friendly online dashboard to manage your account easily, track payment terms, and even access financial guidance. You can seamlessly navigate your borrowing experience!
Forget endlessly searching for money loans ASAP! With Fundo, the eligibility criteria are straightforward:
Simply fill out our online application form, which takes only a few minutes. The process is hassle-free, and when you’re approved, your funds could be in your account within 60 seconds from accepting the contract!
Additionally, you can take advantage of our unique Fundo Score system, which rewards responsible financial behaviour. Timely repayments and good borrowing practices can enhance your score, making future loan approvals easier.
Stop the frustration of sifting through endless options for instant approval loans. Choose Fundo today for reliable short-term loans that put you first. Apply now and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
