Pay Advance Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Managing unexpected expenses or bills before your next payday can be stressful. Fundo offers a fast and convenient solution with our online pay advance loans. These loans are designed to help you get the financial relief you need to cover urgent costs without the hassle of long approval processes. With a simple online application, Fundo ensures that you can access funds quickly and manage your finances with ease.
How do online pay advance loans work with Fundo?
Getting a pay advance online with Fundo is quick and easy, making it ideal for individuals who need cash fast. Here’s how it works:
Fundo’s online pay advance loans are a fast and reliable solution for managing short-term financial gaps. For more urgent situations, we also offer 1-hour emergency loans to provide even quicker access to funds when time is critical.
What can I use an online pay advance for?
Fundo’s online pay advance loans are designed to cover a variety of short-term financial needs. Common uses for these loans include:
For smaller, more immediate expenses, Fundo also offers instant small amount loans to cover sudden costs without a lengthy approval process.
FAQs
How much can I borrow with an online pay advance loan?
With Fundo, you can borrow between $500 and $5,000, depending on the type of loan. Small loans range from $500 to $2,000, while medium loans range from $2,001 to $5,000.
Can I apply for an online pay advance loan if I have bad credit?
Yes, Fundo offers loans to individuals with varying credit histories. We focus on your ability to repay the loan based on your overall financial situation, rather than relying solely on your credit score.
How quickly can I get approved for a pay advance loan?
If you apply during business hours and meet the eligibility criteria, you could receive approval the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Do I need a payslip to apply for a pay advance loan?
No, Fundo offers cash loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits.
What are the eligibility requirements for an online pay advance loan?
To qualify for a loan with Fundo, you must be at least 18 years old, currently reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Can I repay my loan early?
Yes, Fundo allows early repayment without penalties. Repaying your loan early can help you save on interest and improve your Fundo Score.
Are there any hidden fees?
No, Fundo is fully transparent about all fees. We clearly outline the costs upfront, so you won’t have to worry about hidden charges or unexpected fees.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
