Pay Day Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected costs can sometimes catch us off guard, and when that happens, Fundo is here to help! If you're searching for pay day loans Australia, you may find that traditional lending options come with frustrating complexities. But at Fundo, we offer straightforward, short-term loans designed to meet your needs quickly and efficiently!
When you explore options online for terms like 'instant pay advances' or 'instant online payday loans', you may feel overwhelmed by flashy competitors. However, Fundo stands out as a people-first direct lender, dedicated to making your borrowing experience as seamless as possible. Our loans come with no hidden fees or complicated legal jargon!
Fundo offers emergency loans and a variety of other short-term loans tailored to your unique financial needs. While some lenders may impose rigid rules, we believe in offering options that empower our borrowers. You can even consider using Fundo's loans for one-off expenses or unexpected costs instead of querying cash loans without bank statements or similar alternatives.
Are you feeling unsure about your eligibility for pay day loans in Australia? Fundo has simplified our requirements! To qualify for a Fundo loan, you need to:
Once you meet our criteria, fill out the simple application form on our platform and provide the details on the amount you'd like to borrow along with your personal and financial information. If all goes well and you apply during business hours, funding can be yours the same day!
Want to increase your chances of being approved faster? Focus on improving your Fundo Score! By maintaining good credit behaviour—like paying on time and keeping your outstanding loans manageable—you can enhance your borrowing power for future revolving credit needs.
Don't let unexpected expenses overwhelm you. Apply for your pay day loan with Fundo today and take the first step towards addressing your financial needs with ease!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.