Payday Loan

When unexpected expenses arise, getting quick cash can feel overwhelming. If you find yourself searching for solutions like "payday loan," look no further! At Fundo, we understand the urgency of your financial needs and offer payday loans designed to get you the funds you require without unnecessary delays.

Your Alternative to Traditional Loans

Unlike many conventional loan options that can take weeks to process, Fundo provides a streamlined approach to borrowing. Our goal is to help you access short-term loans quickly and easily, without daunting paperwork or long wait times. Whether you have a steady income or less-than-perfect credit, we encourage you to consider Fundo as your trusted alternative lender.

Why Choose a Payday Loan from Fundo?

⚡ Fast Access: Funds could hit your account within 60 seconds from contract acceptance.
📅 Flexible Repayment Terms: Choose a repayment period that suits you, up to 180 days for a medium loan.
🔒 No Hidden Fees: Transparency is key – know exactly what you're repaying.
🏠 User-Friendly Process: Apply online with easy navigation to your personalised loan dashboard.
👩‍💻 Secure Online Application: Safe and simple application from the comfort of your home or workplace.

We know that searching terms like "payday loan Australia" or "fast payday loans" can lead to frustration; but with Fundo, accessing cash is more straightforward. You can borrow what you need for various short-term expenses. Our dedicated online platform allows you to manage your loan effectively and conveniently.

Quick and Easy Eligibility Criteria

Worried about whether you qualify for a payday loan? Our eligibility criteria are designed to be straightforward. You need to:

✔️ Be over 18 years of age.
✔️ Reside in Australia.
✔️ Earn verified income of at least $1,000 per fortnight (including government benefits).
✔️ Show that you can comfortably make repayments without struggling financially.

If you meet these criteria, applying is simple! Visit our website, fill out your details, and if you apply during business hours, there's a strong chance you’ll receive funding on the same day.

Manage Your Loan Like a Pro!

Tracking your loan and improving your financial standing is a breeze with our personalised dashboard. Here, you can access all your loan information, payment history, and receive tailored advice to boost your Fundo Score. This score reflects your credit behaviour and can enhance your chances for better rates in the future.

No need to continue your search for "instant payday loans" or "quick cash loans." Apply for a payday loan with Fundo today and experience a hassle-free solution to your urgent funding needs!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Payday Loan

Payday Loan