Payday Loan Lender
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a reliable payday loan lender can often feel like a daunting task, especially if you’ve faced hurdles due to a less-than-perfect credit history. Many traditional lenders may not consider your application, leading to frustration. At Fundo, we firmly believe that everyone deserves a shot at financial support. That’s why our mission is to make short-term loans more accessible to Australians, regardless of credit score. We're dedicated to examining each application on its own merits, ensuring a fair review process for every individual.
When you choose Fundo, you’re opting for an Australian-owned and operated lender committed to making your borrowing experience smooth and manageable. Here’s what sets us apart:
A payday loan can be an excellent solution for one-off expenses, such as unexpected bills or emergencies. We understand your urgency, which is why funds can be deposited into your account within 60 seconds of contract acceptance! Why linger long with other lenders when you can enjoy the ease and speed of Fundo?
Your time is precious, and so is your peace of mind. Our application process is straightforward, ensuring you can apply without navigating heavy legal jargon. Gather your personal details, contact information, and the required amount, and you’re all set. If you apply during business hours, you could see your funds almost immediately, though minor banking delays may occur.
At Fundo, we believe in inclusivity, which is why our eligibility criteria are minimal. Ensure you meet the following:
If you tick these boxes, it’s time to fill out our application form!
Tracking your loan has never been easier with our self-service dashboard. Keep tabs on your loan status, access free financial wellness tips, and maintain control over your borrowing journey. You can also use our Fundo Score feature to gauge your application’s approval likelihood and boost your chances by maintaining good repayment habits.
No need to keep typing “payday loan lender” into your search engine. Dive into the simplicity of borrowing with Fundo today, where we’re committed to honest, straightforward lending solutions just for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
