Payday Loan Rate
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself in a financial pinch and need quick access to funds, exploring payday loan rates can be a smart move. Traditional lenders often come with a mountain of paperwork and lengthy wait times, making it challenging to get the help you need, when you need it. This is exactly where Fundo steps in! As an alternative lender, we provide short-term loans designed to offer you convenience and flexibility.
When it comes to managing your finances, understanding payday loan rates is crucial. At Fundo, we offer flexible repayment terms tailored to fit your needs. Borrowers can select from a repayment schedule that spans up to 180 days. Want to pay off your loan earlier? Our system allows for early repayments, which could boost your chances of approval for future loans.
Our loans can be a perfect solution for a variety of one-off expenses—like urgent home repairs or unexpected medical bills. Use them as emergency loans or for other necessary purchases, knowing that your financial flexibility is just a click away.
Applying for a payday loan with Fundo is a breeze. Here’s what you need to know:
If you meet these simple criteria, you’re set! Submit your application during our business hours, and you could receive an update on your application swiftly. Approved loans can even see funds hitting your account within 60 seconds from contract acceptance.
Your Fundo Score plays an essential role in any loan request. You can enhance your score by ensuring timely repayments, referring friends to Fundo, and engaging with our community. As a valued customer, improving your score means a higher chance of future approvals. So, what are you waiting for? Say goodbye to endless searches for ‘quick cash’ options that may not suit your needs, and embrace a great payday loan solution with Fundo today!
Apply now and experience the friendly, fast, and flexible funding you deserve!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.